What to prepare for retiring in the US-Social Security pension

US Security security works in the US for at least 10 years
This is a basic pension for people of retirement age that benefits from a credit of 40 or more.

Credits accumulated by paying taxes can accumulate up to 4 credits per year.
If you don’t have 40 points, you can get a pension through your spouse.

If you receive a pension through your spouse
You must have been married for at least 10 years and you will be paid half of the amount your spouse receives.
In this case, it is possible to receive it even after divorce.
If you are eligible to receive more than 40 credits, you can receive a larger amount.

When a retiree (spouse) dies, the retiree (spouse)’s pension can be received from the age of 60.
However, if the widow has a disability, it is possible from the age of 50.

As of 2019, the retirement age to receive a pension is 66,
It is being extended little by little depending on the year of birth.

You can receive social pension from age 62, before retirement, but the amount you receive will be reduced.
Conversely, if you apply after retirement, the amount you receive will increase by about 8% every year.

If you are curious about the amount of your current novel security,
You can check after opening an account by entering the address below.

https://www.ssa.gov/planners/calculators/
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